Hurricane Sandy Recovery Assistance


The 125th Street Business Improvement District sincerely hopes that you, your loved ones, and your homes and businesses are without damage from Hurricane Sandy. We have been receiving updates on resources to help you recover any damage that you may have experienced. Please go over the enclosed tips and resources we have collected to help you stay connected and rebuild after the storm.
Resources for Businesses
Individuals & Families
Physical Disaster Loans
Cora Brown Fund
Survivors of Crime
Crisis Counseling
Disaster Legal Services
Tax Relief
State, Territorial, and Local Governments/Public Assistance Grants

Resources for Affected Businesses

NYC Small Business Services Emergency Loan Fund
The City of New York and Goldman Sachs are providing $10 million in emergency loans to help New York City businesses damaged by Hurricane Sandy. NYC Business Solutions and the New York Business Development Corporation (NYBDC) will administer the loan program. Visit www.nyc.gov/nycbusiness for all information on loans and other services for small businesses. You can also find this form online at http://bit.ly/sandyloanapp

Assistance for Small Businesses & Nonprofit Organizations

Economic Injury Disaster Loans
This program assists small businesses suffering economic injury as a result of disasters by offering loans and loan guarantees. Businesses must be located in disaster areas declared by the President, the Small Business Administration, or the Secretary of Agriculture.
Agency: Small Business Administration
For application information, please call 1-800-659-2955, click here, or email DisasterCustomerService@sba.gov.
Physical Disaster Loans-Businesses

This program provides loans to small and large businesses in declared disaster areas for uninsured physical damage and losses. The maximum loan amount is $2 million.
Agency: Small Business Administration
For application information, please call 1-800-659-2955, click here or email DisasterCustomerService@sba.gov.


Resources for Businesses: Letter From Manhattan Borough President Scott Stringer:
As New York City begins its recovery from Hurricane Sandy, business owners face daunting challenges. They need to know what programs are available to help them recover from the effects of the storm.

Here are some key sources of assistance that are coordinated by the New York City Department of Small Business Services and the New York City Economic Development Corporation:
1. For small to mid-sized businesses that are facing business interruption, NYC Business Emergency Loans will be available, with loans capped at $10,000. For information, click on this link or call 311.
2. For businesses facing displacement, the City is making short-term "swing" office space available at the Brooklyn Army Terminal, free of charge for 30 days. EDC has about 40,000 square feet of space at the Terminal that is now available for this use. Learn more.
3. For businesses requiring other emergency assistance the SBS Business Outreach Team and Emergency Response Unit is available to help impacted small businesses. Learn more.
4. For mid-to-large-sized businesses that need to undertake rebuilding, an emergency sales tax letter from New York City Industrial Development Authority (IDA) is available to allow businesses to avoid payment of New York City and New York State sales taxes on materials purchased for rebuilding. Please contact Shin Mitsugi at smitsugi@nycedc.com for information.

In addition, the following Federal Aid Programs for State of New York Disaster Recovery are available:
1. The Federal Emergency Management Agency (FEMA) provides loans for business property losses not fully compensated by insurance, and for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster. To learn more contact the Federal Emergency Management Agency (FEMA) at www.disasterassistance.gov or by calling (800) 621-3362.
2. In addition, the U.S. Small Business Administration (SBA) provides loans to individuals, families and businesses in an area whose property has been damaged or destroyed following a Presidential-declared disaster (such as Hurricane Sandy), and whose losses are not covered by insurance. To learn more, contact the SBA's Disaster Assistance Customer Service Center by calling (800) 659-2955 or visit sba.gov.

Further information about these programs and others is available in Senator Kirsten Gillibrand's Guide to Disaster Assistance and Relief Funding and Senator Charles Schumer's Hurricane Sandy recovery website.

The NYC New Business Acceleration Team (NBAT) can assist food and beverage establishments affected by Hurricane Sandy by providing critical information and coordinating needed services to help these businesses reopen as soon as possible. Restaurants, bars, bakeries, butcher shops, and grocery stores can all receive assistance from NBAT. NBAT will serve as a point of contact for impacted businesses and will provide necessary services.

What Services Can NBAT Provide?

Impacted businesses will be assigned a client manager who can help evaluate their situation and provide them with accurate information and referrals. A client manager can serve as a business owner’s point person and assess their service needs, answer questions and help schedule certain inspections / site visits. Client managers can provide referrals for financial assistance and facilitate interactions related to the following agencies:
• Department of Buildings
• Department of Consumer Affairs
• Department of Environmental Protection
• Department of Health and Mental Hygiene
• Department of Parks and Recreation
• Department of Sanitation
• Department of Small Business Services
• Department of Transportation
• Fire Department
• Landmarks Preservation Commission
• NYC Business Solutions’ Centers
• Office of People with Disabilities
• Public Utilities

Utilizing NBAT
Site Visits / Inspections

Impacted businesses can request a site visit where agency personnel walk‐through an establishment and outline measures needed to bring the establishment back into compliance with government rules and regulations. Client managers will refer businesses for site visits and inspections to agencies including:
• Department of Health and Mental Hygiene: Site Visits
Provide guidance on maintaining sanitary and safe operations. For severely impacted businesses, staff will instruct businesses on steps required to re‐open.
• Department of Buildings: Construction Inspections (Alt Type 1/2/3, Place of Assembly, Equipment Use Cards)
Determine whether the structural integrity of a location has been compromised and advise what safety measures need to be taken to bring it into compliance.
• Fire Department: Commercial Cooking Rangehood Inspections
Review Building and Fire Code requirements for the setup of independent exhaust systems for commercial cooking equipment producing smoke and grease‐laden vapors or fumes. These inspections are conducted to ensure establishments maintain adequate fire protection.
• Fire Department: District Office Inspections (CO2/Air‐Conditioning/Aerosols)
Inspect combustible materials or equipment stored on the premises to ensure adequate safety measures are in place to prevent fires.
• Department of Environmental Protection: Grease Interceptor Inspections
Ensure the integrity of existing grease interceptors to prevent back‐ups into your location or public water sources.

Plan Examination

Severely impacted businesses requiring substantial rebuilding will likely need to submit drawings for plan review and permit issuance. Accelerated plan review can be conducted by NBAT‐assigned plan examiners for the following:
• Department of Buildings: Plan Review of Construction Drawings
Determine if the proposed work meets Building Code standards
• Fire Department: Plan Review of Fire Suppression Drawings
Determine if the proposed installation meets Fire Code standards

BUSINESS OWNERS IN NEED OF HELP MAY CONTACT NBAT BY CALLING 3-1-1 OR 212-788-6722; NBAT CLIENT MANAGERS ARE AVAILABLE TO ASSIST YOU. BUSINESS OWNERS MAY ALSO VISIT WWW.NYC.GOV FOR ADDITIONAL INFORMATION.

Comprehensive resource list from the office of Congressman Charles Rangel:

Assistance for Individuals and Families

Individuals and Households Program
Grants assist disaster victims whose needs cannot be met through other forms of assistance, such as insurance or other federal programs. Program funds have a wide range of eligible uses, including temporary housing; limited housing repair or replacement; and uninsured medical, dental, or other personal needs (generally referred to as Other Needs Assistance [ONA]).
Agency: Federal Emergency Management Agency
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or click here.

Disaster Unemployment Assistance

Disaster Unemployment Assistance (DUA) provides benefits to previously employed or self-employed individuals rendered jobless as a direct result of a major disaster, and who are not eligible for regular federal/state unemployment compensation (UC). In certain cases, individuals who have no work history or are unable to work may also be eligible for DUA benefits.
Agency: Department of Labor, Employment and Training Administration
More information about this program and where to apply for benefits under this program is available here, or you can call: 1-877-872-5627, TTY number: 1-877-889-5627

Dislocated Worker Activities

The dislocated worker program provides training and related assistance to persons who have lost their jobs and are unlikely to return to their current jobs or industries.
Agency: Department of Labor, Employment and Training Administration
For information about the specific services available in your area, contact your local State Dislocated Worker Unit. Contact information for the unit nearest you can be found at: http://www.doleta.gov/layoff/ or https://www.servicelocator.org/ui/ny. You can also call: 888-209-8124 (New York only) or 877-872-5627 (bilingual services available in some areas)

Physical Disaster Loans

Residential SBA Disaster Loans Available to Homeowners and Renters
SBA's Home Disaster Loan Program falls into two categories: personal property loans and real property loans. These loans cover only uninsured or underinsured property and primary residences. Loan maturities may be up to 30 years.

Personal Property Loans
A personal property loan provides a creditworthy homeowner or renter with up to $40,000 to repair or replace personal property items, such as furniture, clothing, or automobiles, damaged or lost in a disaster.

Real Property Loans
A creditworthy homeowner may apply for a "real property loan" of up to $200,000 to repair or restore the homeowner's primary residence to its pre-disaster condition.
Agency: Small Business Administration
For application information, please call 1-800-659-2955, click here, or email DisasterCustomerService@sba.gov

Cora Brown Fund

This unique fund directs payments to individuals and groups for disaster-related needs that have not been or will not be met by government agencies or other organizations.
Agency: Federal Emergency Management Agency
To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or click here.

Assistance for Survivors of Crime

This program offers a variety of services to victims, including emergency travel assistance, assistance with obtaining information, and long-term mental health counseling.
Agency: Office of Justice Programs, Office for Victims of Crime, Department of Justice
Phone: Victim Assistance Center, 1-718-923-4325
Website: http://www.ojp.usdoj.gov/ovc/

Crisis Counseling

This program provides grants that enable states to offer immediate crisis counseling services, when required, to victims of a major federally declared disaster for the purpose of relieving mental health problems caused or aggravated by a major disaster or its aftermath. Assistance is short-term and community-oriented.
Agency: Federal Emergency Management Agency
To find out if your state has a Crisis Counseling Assistance and Training Program, call the FEMA Helpline 1-800-621-FEMA (3362). For the hearing impaired, please call 1-800-462-7585 or visit: visit samhsa.gov.

Disaster Legal Services

These services offer free legal assistance to individuals affected by a major federal disaster. Types of assistance typically include help with insurance claims, preparing powers of attorney, help with guardianships, and preparing new wills and other lost legal documents.
Agency: Federal Emergency Management Agency
To find out if your State has a Disaster Legal Services program, call the FEMA Helpline 1-800-621-FEMA (1-800-621-3362). For the hearing impaired, please call 1-800-462-7585.
Program Contact Information
For more information, visit:
http://www.abanet.org/disaster/
http://www.disasterlegalaid.org/

http://www.lsc.gov/

Tax Relief

Individuals and businesses located in areas included in major disaster declarations are allowed extra time (four years for homes and two years for business property) to replace property due to involuntary conversion (e.g., destruction from wind or floods, theft, or property ordered to be demolished). Casualty losses can also be deducted against income in the prior tax year, and certain disaster relief grants are not taxable.
Agency: Internal Revenue Service
This tax relief is automatic for affected taxpayers whose address of record is in the Federally declared disaster area. All other affected taxpayers must self identify for disaster relief by contacting the IRS at 1-866-562-5227. For more information about the program, please click here or contact your local Taxpayer Assistance Center

Assistance for State, Territorial, and Local Governments/Public Assistance Grants

Hazard Mitigation Grants
The Hazard Mitigation Grant Program (HMGP) provides grants to states to implement mitigation measures after recovery from a disaster and to provide funding for previously identified mitigation measures to benefit the area.
Agency: Federal Emergency Management Agency
To find out if your State has a Disaster Legal Services program, call the FEMA Helpline 1-800-621-FEMA (1-800-621-3362) or click here. For the hearing impaired, please call 1-800-462-7585.

Pre-Disaster Mitigation Grants

This program provides grants and technical assistance to states, territories, and local communities for cost-effective hazard mitigation activities that complement a comprehensive hazard mitigation program and reduce injuries, loss of life, and damage and destruction of property.
Agency: Federal Emergency Management Agency
To find out if your State has a Disaster Legal Services program, call the FEMA Helpline 1-800-621-FEMA (1-800-621-3362) or click here. For the hearing impaired, please call 1-800-462-7585.

Community Disaster Loans

This program provides loans to local governments that have suffered substantial loss of tax and other revenue in areas included in a major disaster declaration. The funds can only be used to maintain existing functions of a municipal operating character.
Agency: Federal Emergency Management Agency
To find out if your State has a Disaster Legal Services program, call the FEMA Helpline 1-800-621-FEMA (1-800-621-3362) or click here. For the hearing impaired, please call 1-800-462-7585.

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